Accept EURC payments
If your prices are in euros, EURC keeps the whole payment in euros. The buyer pays a euro-denominated token, the settlement reaching your wallet is euro-denominated, and no dollar sits in the middle collecting a spread. For EU-facing shops that is the difference between accepting crypto and accepting it awkwardly.
How EURC settles here
Each payment gets its own forwarding address whose destination is fixed to your treasury when the address is created, and where the setup allows it the payment settles into your treasury directly. NoHoldPay's job is narrow: watch the chain, match the transfer to your invoice, and sign the webhook that tells your store it confirmed. Custody never enters the picture.
| Network | Confirmation rule (live) | Typical time |
|---|---|---|
| Ethereum | Payments confirm when the network finalizes the block that contains them. | varies |
| Solana | Payments are final as soon as the network validates the transaction. There is no reorg window. | a few seconds |
| Base | Payments confirm when the network finalizes the block that contains them. | varies |
On Ethereum and Solana and Base, customers can pay EURC without holding the network's gas token through gasless checkout.
Why merchants take EURC
Most stablecoin commerce runs on dollars, which costs euro-area merchants at both ends, in the quote and in the conversion back. EURC removes the dollar leg. You price in euros, the customer pays the euro token, and what lands in your wallet is the currency your books already use. Circle issues EURC under European e-money rules, which shortens the conversation with your accountant. For shops on WooCommerce or OpenCart, the plugins add EURC without touching your store's code, and the hosted checkout covers everything else. Settlement is non-custodial throughout, so the euro token arrives in a wallet only you hold keys to.
Worth knowing
EURC is the euro sibling of USDC, from the same issuer, and mechanically it behaves the same way: a token on several networks, offered wherever your checkout shows it live. It supports gasless payment through signed transfer authorizations on eligible EVM networks, handy for a buyer holding the token and nothing else. A habit worth building is quoting and advertising in euros everywhere, since the benefit is keeping a single currency from cart to wallet. Buyers holding only dollar stablecoins can still pick one of those at the same checkout.
The platform fee is 0.5% per confirmed payment, prepaid. New accounts start with $50 of live credit, covering roughly the first $10,000 processed. Checkout ships hosted, or through the WooCommerce and OpenCart plugins.
Common questions
- Can I price in euros and skip currency conversion entirely?
- That is the core use. A euro-priced cart paid in EURC stays euro-denominated from checkout to wallet, with no dollar hop in the middle. Whether you later convert to bank euros is a decision you make from your own wallet, on your own schedule, not one imposed by a processor.
- How does EURC relate to USDC?
- Same issuer, different currency. Circle issues both and publishes reserve attestations for both, and EURC is structured as a euro e-money token under EU rules. If your accountant has already cleared USDC, the EURC conversation tends to be short. At checkout the coins simply appear as separate options.
- What if a customer holds dollar stablecoins but my store prices in euros?
- They can pick a dollar coin at the same checkout, and the amount they owe is quoted in that coin against your euro price. EURC is there for buyers who hold euros and merchants who want to stay in them, sitting beside the dollar options rather than replacing them.
Take your first EURC payment
Add a wallet, create a payment, and watch it confirm on a testnet before going live.
Accept EURC